Eastern & Central KY
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Automobile Accidents

What should I do if I’m in a car accident?

I was in a minor accident and the other driver and I just exchanged insurance information without calling the police. My insurance company is now giving me a hard time for not having a report. Is a police report necessary for all car accidents?

I was in a car accident and the other motorist's insurance company just called me for a statement. Am I required to provide one?

Who is responsible for my medical treatment and expenses?

I was in a minor accident and the other driver and I just exchanged insurance information without calling the police. My insurance company is now giving me a hard time for not having a report. Is a police report necessary for all car accidents?

I was in a car accident and the other motorist's insurance company just called me for a statement. Am I required to provide one?

Who is responsible for my medical treatment and expenses?





Q: What should I do if I’m in a car accident?

 

If you are involved in a car accident, you should seek necessary medical treatment immediately. Even if you are not injured, it is important that you call the police and file a formal police report which can later assist with insurance claims and any lawsuits which may follow.

During this time, you will be required to show your driver’s license and documentation of your insurance coverage. It is important that you obtain this information from the other driver as well. If you have a camera, you should take a photo of the scene or soon after to show any damage to your vehicle. You should also contact your insurance carrier as soon as possible so they can instruct you on the necessary steps to file your claim.

To ensure that you receive the greatest settlement possible, contact a personal injury attorney who can initiate an investigation before witnesses forget their testimonials and evidence is lost.

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Q: I was in a minor accident and the other driver and I just exchanged insurance information without calling the police. My insurance company is now giving me a hard time for not having a report. Is a police report necessary for all car accidents?

 

It is always a good idea to call the police at the time of an automobile accident. Although all insurance carriers have different policies regarding the necessity of a police report when filing a claim, many will accept an auto insurance claim without one. Nonetheless, police reports are helpful in determining the involved parties and documenting who was at fault. This information will assist your insurance company in their investigation and may expedite the resolution of the claim.

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Q: I was in a car accident and the other motorist's insurance company just called me for a statement. Am I required to provide one?

 

Absolutely not! More often than not, the other driver’s insurance company is calling to obtain information which can be used against you as you seek to recover losses. Respectfully decline their request and inform them that if they would like a copy of your statement, they may contact your insurance carrier directly.

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Q: Who is responsible for my medical treatment and expenses?

 

In most cases, the at-fault party and/or their respective insurance providers are responsible to pay for medical treatment and other expenses such as vehicle damage. However, fiscal responsibility for injury resulting from a car accident varies significantly from state to state. As a result, it is crucial that you contact a local law firm who can help you determine fault and recover any financial losses you’ve incurred. 

Back to the top.

Q: I was in a minor accident and the other driver and I just exchanged insurance information without calling the police. My insurance company is now giving me a hard time for not having a report. Is a police report necessary for all car accidents?

 

It is always a good idea to call the police at the time of an automobile accident. Although all insurance carriers have different policies regarding the necessity of a police report when filing a claim, many will accept an auto insurance claim without one. Nonetheless, police reports are helpful in determining the involved parties and documenting who was at fault. This information will assist your insurance company in their investigation and may expedite the resolution of the claim.

Back to the top.

Q: I was in a car accident and the other motorist's insurance company just called me for a statement. Am I required to provide one?

 

Absolutely not! More often than not, the other driver’s insurance company is calling to obtain information which can be used against you as you seek to recover losses. Respectfully decline their request and inform them that if they would like a copy of your statement, they may contact your insurance carrier directly.

Back to the top.

Q: Who is responsible for my medical treatment and expenses?

 

In most cases, the at-fault party and/or their respective insurance providers are responsible to pay for medical treatment and other expenses such as vehicle damage. However, fiscal responsibility for injury resulting from a car accident varies significantly from state to state. As a result, it is crucial that you contact a local law firm who can help you determine fault and recover any financial losses you’ve incurred. 

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Martin Law Offices, PSC has four locations assisting clients in Eastern and Central Kentucky. Areas include but are not limited to Salyersville, Hindman, Mt. Sterling, Jackson, Ashland, Morehead, Prestonsburg, Pikeville, Hazard, Stanton, Grayson, Sandy Hook, Hyden, West Liberty, Grayson, Olive Hill, Louisa, Flemingsburg, Winchester, Campton, Greenup, Magoffin County, Montgomery County, Knott County, Floyd County, Pike County, Rowan County, Perry County, Boyd County, Bath County, Johnson County, Lawrence County, Martin County, Carter County, Leslie County, Breathitt County, Morgan County, Fleming County, Elliot County, Wolfe County, Powell County, Clark County, Breathitt County, and Greenup County.



© 2018 Martin Law Offices, PSC
167 West Maple Street, Salyersville, KY 41465
| Phone: 606-349-6171
820 Highway 160 South, Hindman, KY 41822
| Phone: 606-785-5045

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